Thursday, November 14, 2019

Ernest Hemingways The Sun Also Rises - Lost Generation :: Hemingway Sun Also Rises Essays

THE SUN ALSO RISES - Lost Generation Ernest Hemingway's The Sun Also Rises (1926) has been considered the essential prose of the Lost Generation. Its theme of alienation and detachment reflected the attitudes of its time. In fact, the term "Lost Generation" was originally coined in a conversation by Gertrude Stein, a member of the expatriate circle in 1920's Paris. While spontaneous and meaningless when first spoken, the expression would unwittingly go on to become the label for the expatriates from the United States and England who had rejected traditional American and British conventions for the more appealing lifestyle of Left Bank, Paris. Congregating in cafés located along the Boulevard Montparnasse to drink, talk and watch the crowds pass by, the Lost Generation was comprised of exiles who had spurned the pre-war values of love, romanticism, optimism, prosperity and hope that they had grown up believing in, all shattered by the war. As well as the glitter and potential of the Great Boom of the 1920's, which they now saw as American and money-based, and therefore corrupt and insincere. Unable to reconcile themselves with their past beliefs, and unwilling to accept those of their present mainstream society, the Lost Generation was left morally bankrupt and spiritually sterile, with only the fleeting pleasures of alcohol and sexual promiscuity as comfort. Many Americans in Paris became bohemian writers and artists as a reactionary protest to the business- and consumer-based culture in the United States, their days spent lounging in cafés and their nights hopping from one meaningless relationship to the next. For the Lost Generation, love, hope and religion were foreign concepts after WWI, replaced by a world of sexual liberty and moral indifference. The lounging in the cafes and the promiscuity of the generation is very much connected with their traumas from the War. They are suffering from post-traumatic stress and are trying to deal with it. In 1926, Ernest Hemingway wrote The Sun Also Rises, a semi-autobiography based on his adventures in France and Spain in 1924-25. Despite having already received moderate critical acclaim for his prior works, it would be this novel that would gain him international success and make him the leader of the so-called Lost Generation.

Monday, November 11, 2019

Hardware vs Software Routing Essay

A router can be defined as a device that connects two or more than two computer networks and selectively exchanges packets of data among them. Every packet data encompasses address information that a router can use to find out whether the destination and source are on the same network, or if the packet data must be transmitted from one network to another. Through projecting routing needs and network traffic centered on the types and number of applications and hardware devices used in environment, one can better choose whether to use a software router, a hardware router, or a combination of both. When talking about hardware and software router, there are numerous advantages hardware router has over software router. Few of them are mentioned below. Hardware router has higher throughput as compared to software router and computer solutions particularly Windows based. Hardware router is very reliable and runs easily once you set it up and does not require any attention, while software router are unreliable and does not run easily (Haverkort, Bohnenkamp & Smith, 2000). Hardware-based routers handle heavy routing demands perfectly, whereas software routers can only handle lighter routing loads. Hardware router does not require a PC to be running to permit access for other computers. In addition, hardware router does not contain any software or files that can be deleted, harmed, copied, stolen, etc.  whereas, there is a risk in software router. A software router can be very perfect on a segmented and small network with comparatively light traffic between subnets as it cannot bear much load and traffic. However, hardware-based routers can bear heavy traffic and enterprise network environments that have a huge quantity of network divisions and an extensive range of performance desires use range of hardware routers in order to perform various roles throughout the network.

Saturday, November 9, 2019

Water

Water is an essential ingredient for the existence of life as we know it. Biochemical processes occur in aqueous environments, many of which use water. Water also plays a significant role in the process of photosynthesis ( 6 CO2 + 6H2O + 672kcal -> C6H12O6 + 6O2 ). Photosynthesis is the most basic and significant chemical reaction on earth, providing the primary nutrients, directly or indirectly, for all living organisms and is the primary source of atmospheric oxygen. Without water and its unique and unusual properties, life as we know it on earth would not exist. Water is the only substance naturally present on the earth that exists in three distinct states -solid, liquid, and gas. Many of the unique properties in the take for granted include the three physical phases, transparency, universal solvents, density behavior and temperature, high specific heat, high heat of vaporization, viscosity, surface tension and low compressibility. To understand why these properties exist in water and why they are essential to life on earth it is important to look at the shape and bonding patterns of the molecule because the uniqueness of water is a direct result of its shape and bonding patterns. The shape of the water molecule In the water molecule the oxygen atom is the central atom. It has four pairs of valence electrons surrounding it. Two of these pairs are shared which form the shared pairs form covalent bonds with the hydrogen atoms. The remaining two pairs are unshared and have a greater repulsive effect than the shared pairs. The combined repulsive effect of the two unshared electron pairs produces an H-O-H bond angle that is smaller than the H-C-H bond angle (109. 47 degrees) in methane or the H-N-H bond angle (107 degrees) in ammonia. Actual measurement of the bond angle in water is 104. . If the two hydrogen nuclei were as far apart as possible the angle would be 109. 47. The unique bond angle in water is only 104. 5 degrees. The resulting shape of the molecule is referred to as â€Å"bent† or â€Å"angular†. Traditionally the VESPR model theory is used to predict molecular shape. See appendix A. Chemical bonding To understand the unusual properties of water as well as what causes them we need to have a basic understanding of the chemical bonding and the structure of the water molecule. The shape of the water molecule is determined in part by the chemical bonding that occurs. For a brief review of chemical bonding see appendix B. The water molecule consists of the elements hydrogen and oxygen. The chemical bonds in the water molecule are covalent bonds since the hydrogen atoms combine with the oxygen atoms in shared electron pairs. The oxygen atoms exerts a relatively strong pull on the shared electron pairs which causes the hydrogen atom to become electropositive regions and the oxygen atoms to become an electronegative region. The water molecule is considered a polar molecule because the positive and negative regions are not evenly distributed around a center point. The water molecule due to its polar nature is electrostatically attracted to other water molecules as well as other ions in solution. The attraction of the electropositive hydrogen atom to the electronegative oxygen atom of an adjacent water molecule is the bridging phenomenon known as hydrogen bonding and is only about 10 percent the strengths of a covalent bond. This special bond is responsible for most of the unusual properties of water: high freezing and boiling points, high heat capacity, high heat’s of fusion and evaporation, solvency, and high surface tension. Let us look more closely at the bonding patterns of water. Polar Covalent Bond When oxygen and hydrogen atoms are brought together the difference in their electronegativities is not sufficient to yield ions. Instead they must share a pair of electrons between them forming a covalent bond. Some sharing is more equal than others and oxygen’s greater electronegativity draws the electron pairs closer to its nucleus and further away from the hydrogen’s nuclei. This results in a concentration of negative charges nearer the oxygen atom and thus further from the positively charges protons that make the nuclei of the hydrogen atoms. The bond formed is intermediate between a fully ionic bond and a purely covalent bond. There is a separation of charges but not complete as in the formation of ions. The partial charge that is produced is symbolized by d. In Water, one side of the molecule, where the hydrogen atoms are, will be partially positively charged. The other side with the unshared pairs of electrons will be negatively charged. As a whole the molecule is polar. So it can be said that the water molecule has a polar covalent bond. The polarity of the water molecule makes mutual attraction between water molecules possible. The Hydrogen Bond Each molecule has a d- and d+ region. The attraction occurs between the d- and d+ regions (remember unlike charges attract). This means that each water molecule attracts four other water molecules to it. The hydrogen atom is attracted to the oxygen atom of the adjacent water molecule. Each oxygen atom can associate with two hydrogen atoms of other nearby water molecule through its unshared pair of electrons. The force of attraction between these polar molecules is not as strong as a covalent or ionic bond but strong enough to be significant. It is important enough to be called the HYDROGEN BOND. It is the hydrogen bonding that occurs between water molecules that accounts for many of the remarkable and vital properties of water that make the presence of water synonymous with life itself. Firstly, the ability of water to remain liquid over a large portion of the range of temperatures found on earth is one such vital property. Other molecules, as small as water (eg CO2), change from liquid to gas at temperatures far below that of water. It is also the Hydrogen bond which is responsible for the large amount of heat energy needed to convert water from liquid to gas. Water is therefore a great stabilizer of temperature which is essential to the survival of life on this planet. It accounts for more moderate temperatures near large bodies of water. This property is also exploited by many living organisms. Sweat, and its evaporation is a vital cooling process for biological mammals and depend greatly on the large amount of heat energy required to break the hydrogen bonds between water molecules. Hydrogen bonding maintains the integrity of the water molecule during chemical reactions. Other compounds undergo chemical changes (ionization), where as water will maintain its chemical integrity. As a result water is a poor conductor of electrical current. Hydrogen bonding is the reason for the lower density of ice relative to water. In conclusion, three main unique features which are the consequences of hydrogen bonding in water are: melting point, surface tension, density. These and other unique properties of water are responsible for the important role that water plays in life. Water’s Important Role Water is the single most abundant molecule in living things. It provides the medium in which most biochemical interactions occur. Some biochemical reactions water is involved in are: cellular respiration, digestion, and photosynthesis. Water is the home for many animals, plants and micro-organisms. Water is involved in the cycling of all other material by living things both on a local and global scale. Water has a number of unique and unusual properties that are responsible for its important roles it plays in the biosphere. BOILING AND MELTING POINTS. Water has unusually high boiling and freezing points compared to other compounds with similar molecular structure. A comparison of boiling and freezing points can be seen in the following chart. Notice only water has a boiling and melting point that exists within the range of life. The boiling point of water is a unique 100oC results is and the freezing point is a remarkable 0oC due to the fact of the polar nature of the water molecule and hydrogen bonding. Two important, but not unique, properties of water for life are that water is liquid at normal temperatures over much of the earth and that water is transparent. If water were not liquid, nutrients could not flow from soil to the roots of plants, blood could not circulate, and bodies of organisms would be so rigid that they could not move. If water were not transparent, light could not penetrate through cellular protoplasm into chloroplasts to drive photosynthesis in plants, you would be blind because light could not penetrate through the vitreous humor to the retina of your eyes, and light could not penetrate into lakes to allow growth of phytoplankton. Clearly life cannot exist without the amazing properties of water. SOLVENT CAPABILITY. A solvent is a substance capable of dissolving another substance (solute) to form a homogeneous mixture (solution) at a molecular level. The polar nature of water makes it an excellent solvent especially with other polar compounds such as salts, alcohols, carboxylic compounds and many more. As a solvent water is unsurpassed in it’s ability to dissolve a wide range of inorganic and organic substances. More substances dissolve in water than any other known substance. The versitility of water as a solvent allows it to serve as the medium of transport for so many materials. This is true both for individual organism and for the biosphere as a whole. The essential transport systems including blood, lymph, and urine are all water based. Without water’s solvent capabilities to make three systems work, life could not exist. A LESS DENSE SOLID FORM. Water exists in liquid form over a wide range of temperatures outside of which life processess are slowed down or halted completely. Between 4?c and the freezing point at 0?c, an amazing thing happens that occurs with very few substances, Water gradually expands becoming less dense. Water is the only substance where the liquid state is heavier than the solid state. All other substances the solid form is denser than the liquid form. Since the density of ice is less than that of liquid Walter, ice floats on water. It is very significant that ice expands and floats on water because if lakes and streams froze from the bottom to the top, aquatic life would not even exist, and climate and weather patterns would be altered drastically. This is an important quality of water because as ice forms it floats on top of the water. It acts to provide a thermal blanket for the rest of the water beneath and all its many life forms. This is important because if water behaved like all other substances, water bodies would freeze from the bottom up and in most cases would never thaw completely during summer. This would have a dramatic cooling effect globally and would impact all life on earth. LARGE HEAT CAPACITY. The remarkable property of water is it’s extremely high capacity to absorb heat without a significant increase in temperature. We see examples of this all the time. For example, under the summer sun at the beach, sand will increase in temperature to the point where it is too hot to walk on, whereas the water temperature is still cool, even though both are heated by the same amount of solar heat energy. Water has the largest heat capacity of any common substance. This means that water takes more heat energy to raise the temperature of water a given number of degrees than for any other material. In cooling water gives up more heat than any other material. This property is important globally and individually. Individually, the high heat capacity buffers organisms from sudden extreme shifts in temperature which would be harmful to it. Globally, the oceans moderate seasonal temperature fluctuations. That is why coastal areas are cooler than inland areas at the same latitude. These differences influence the weather globally. And without weather changes life would be very unbearable. The absorption of huge amounts of solar heat energy by water during the day and the slow release of heat energy during the night is responsible for the moderate climate in the coastal areas. A wider range of temperatures typically exist inland away from bodies of water. If not for the vast oceans on earth tempering the climate life would not exist. This property combines with the MPIBP property to create the water cycle which supports life on earth. HIGH HEAT OF VAPORIZATION. Water has an extraordinarily high heat of vaporization. On average it takes 580 calories to convert one gram of water into water vapour. A value that is higher than any other common substance. This property is of important significance to animals in regulating body temperature because of the large amount of body heat that is required to evaporate water (sweat). Without this property of water, organisms would overheat and die and the climate would be thrown into chaos. SURFACE TENSION. Water has the highest surface tension of any other liquid except Mercury. Surface tension is the attractive force exerted by the molecules below the surface on those at the liquid-air interface. The liquid is restrained from flowing by this inward force. The exceptionally high surface tension of water is due to the hydrogen bonding of water. This is demonstrated when you see an insect being able to support itself on the surface layer of water. The surface tension also leads to a higher viscosity as it doesn’t flow as easily. This is known as the clumping effect like the high melting point and boiling point the clumping effect occurs in liquid, that have hydrogen bonding. Conclusion All of these unusual properties stem from the unusual structure and bonding patterns of the water molecule. The molecule is strongly polar because of its uneven distribution of electrons. This allows water to interact easily with other polar substances which accounts for the great solvent power of water. The electronegativity difference between the oxygen and hydrogen atoms in water molecules is responsible for the establishing of hydrogen bonds between molecules. It is the mutual attraction of water molecules that accounts for the ability of water to remain liquid over a broad range of temperature (0oC-100oC) and also for its high heat of vaporization and high heat capacity. Water could not have all these special characteristics/properties without its unique shape and bonding patterns, life could not exist if not for these special properties of water, espacally the hydrogen bond. You can order a custom essay, term paper, research paper, thesis or dissertation on water from our professional custom writing service which provides high-quality custom written papers on any topic.

Thursday, November 7, 2019

Free Essays on Marketing Research

Proposal – Marketing Problem Background Brown-Forman Corporation is one of the largest American companies in the wind and spirits industry, Fetzer Vineyards is their largest winemaker. Revenue and gross profit for the beverage segment of Brown-Forman were up 11% and 14%, respectively, in fiscal 2004. However, the growth was driven by the premium spirits brands, and the gross profit from the company’s wine brands declined due to a drop in volume for both Fetzer and Bolla wines. There are many symptoms for why this decline has occurred. Health consciousness is a rising trend among Americans of all ages and the latest crazes are the low-carbohydrate diets. Recently, Fetzer has introduced into the market two new low-carbohydrate wines, a chardonnay and a merlot. Their premium spirits brands have not been affected by the new diets because bourbon, whiskey, rum, gin, and vodka all contain no carbohydrates. However, most mixers used to accompany these spirits usually contain a significant amount of carbohydrates. Introducing these new wines could offer a new choice, but not a substitute, for many dieters and at the same time give Brown-Forman the lead in this new market. In 2003, Brown-Forman announced that they were going to begin using organically grown grapes to make their wine. Fetzer Vineyards plans to have nearly all the grapes used in its four major labels grown organically by the end of 2010. According to Marc Jonna, buyer for the Whole Foods Market, â€Å"demand for organic wine is small, but a move by a major player like Fetzer could change that.† Women already perceive wine as a healthier alternative to other alcoholic beverages. This health conscious image will allow Brown-Forman to direct their marketing efforts in response to this cultural trend and penetrate the market by providing information through advertising about their new wine ingredients. Another symptom of the decrease in wine sales is due to the... Free Essays on Marketing Research Free Essays on Marketing Research Marketing requires good knowledge of what is supplied and what is demanded by the public. The definition of marketing is â€Å"all the activities which begin at the producer, and end at the consumer. According to Stanford University Career Development Center, marketing is the process of planning and executing the conception, pricing, promotion, and distribution of ideas, goods, and services to create exchanges that satisfy individual and organizational goals. In other words, the goals of marketing are to create supply and demand for a certain product or service. People are affected by marketing everyday of their lives, whether it is looking at TV commercials, billboards, or even receiving junk mail. Marketing is broken down into thirteen different areas: product marketing, brand management, marketing research, internet marketing, product support, strategic planning, advertising, public relations, promotions, corporate communication, physical distribution, sales, and retailing. All of these areas are tied into the activities of the producer, which is also known as the manufacturer of the product, the whole seller, which buys the products from the producer, and sells to the retailer, whom makes the sales to the consumer. Marketers must know how people think, and what their interests are. That’s why many marketing divisions will target certain individuals. An example of this would be an internet survey of what your favorite type of car is. This strategy is known as marketing research. Marketing research can help marketers be more persistent in selecting potential customers to buying their product or service. A major strategy of mass-marketing is the use of TV advertisements. This is probably the most effective way to target a large amount of people, in a short amount of time. A business gets fifteen seconds, on average, to prove that its product or service will benefit the viewers. This is how most TV stations make the... Free Essays on Marketing Research Product Manager Product manager is playing the main role in controlling the product management system. The product management system is designed to support capable product, which maintain a steady and proactive focus on the individual product. One of the most important features of the product management system is the existence of dedicated management personnel who take care of all aspects of the product. Product managers differ in authority, knowledge, and experience from organization to organization. Their titles may vary; these professionals may also be called "product group manager," "brand manager," or "product market manager." Main roles of product manager are as follows 1. Coordinating roles Product managers are responsible for coordinating home office, field, and international product activities; encouraging practical, integrative, and strategic solutions to business problems; and engendering a profit-, customer-, and opportunity-oriented management culture. 2.development of product Product manager plays a crucial role in the development of product. Better development of product increases the competitiveness, quality, customer satisfaction, and profitability. 3. Develops other managers In addition to more efficiently providing resources to the company’s individual products and markets, the product manager also develops a cohort of capable, experienced managers. Later on called to assume new corporate roles as general managers, regional officers, department heads, change agents, or task force leaders, they would develop the skills required to lead market-savvy activities, coordinate the efforts of a variety of departments, develop strategy, and perform planning activities. 4.main role in ensuring the product goal product manager has a high degree of responsibility for ensuring that product goals are met. 5. Leadership role They are assigned primarily administrative tasks which focus on op... Free Essays on Marketing Research Proposal – Marketing Problem Background Brown-Forman Corporation is one of the largest American companies in the wind and spirits industry, Fetzer Vineyards is their largest winemaker. Revenue and gross profit for the beverage segment of Brown-Forman were up 11% and 14%, respectively, in fiscal 2004. However, the growth was driven by the premium spirits brands, and the gross profit from the company’s wine brands declined due to a drop in volume for both Fetzer and Bolla wines. There are many symptoms for why this decline has occurred. Health consciousness is a rising trend among Americans of all ages and the latest crazes are the low-carbohydrate diets. Recently, Fetzer has introduced into the market two new low-carbohydrate wines, a chardonnay and a merlot. Their premium spirits brands have not been affected by the new diets because bourbon, whiskey, rum, gin, and vodka all contain no carbohydrates. However, most mixers used to accompany these spirits usually contain a significant amount of carbohydrates. Introducing these new wines could offer a new choice, but not a substitute, for many dieters and at the same time give Brown-Forman the lead in this new market. In 2003, Brown-Forman announced that they were going to begin using organically grown grapes to make their wine. Fetzer Vineyards plans to have nearly all the grapes used in its four major labels grown organically by the end of 2010. According to Marc Jonna, buyer for the Whole Foods Market, â€Å"demand for organic wine is small, but a move by a major player like Fetzer could change that.† Women already perceive wine as a healthier alternative to other alcoholic beverages. This health conscious image will allow Brown-Forman to direct their marketing efforts in response to this cultural trend and penetrate the market by providing information through advertising about their new wine ingredients. Another symptom of the decrease in wine sales is due to the...

Monday, November 4, 2019

Individual Constructions of PA-Related Reality Assignment Essay

Individual Constructions of PA-Related Reality Assignment - Essay Example A weak leader would always want to get ahead. He does not care whether or not he steps on anyone as long as it serves his ulterior motives. He is not able to motivate and neglects his responsibilities. A good administrator carefully oversees the work of his subordinates. He is able to adequately shade them yet not go so far as to overshadow them. This also means that he recognizes the work that everyone has done and does not claim all the credit for his own. As opposed to a good administrator, a bad one takes control of all situations. He is usually narrow-minded in his decisions and doesn’t allow for input other than his own. Much like this picture, the atmosphere between him and other members of the organization is gloomy. It is quite apparent that the garbage problem is one of the most difficult to solve. Every year the population continues to increase and these problems grows along with it. There may be visible remedies to this but is obvious that they are mere band aid solutions. This would have to be recycling. There are still many households who do not follow proper garbage disposal protocol. This may not be an ominous problem at face value but it has a great impact on life as we know it. The most pressing problem of the nation is quite perceptibly the collapse of the economy. Because of this many are affected and the continuous effort of the government must be kept at a solid pace. Only time can tell the effectiveness of the measures being undertaken. The most pressing problem of the world is how we respond to the imminent dangers of global warning. This is the dawn of what could be a pivotal point in our history. How we react to nature as human beings is something that is of the utmost import. Like a lighthouse, an activist shows the light to guide the people to the right way. Their convictions are not without merit which accounts for their intensity to fight. They give a different

Saturday, November 2, 2019

Consuming Art, comsuming Society_ Keith Haring works and his Research Paper

Consuming Art, comsuming Society_ Keith Haring works and his inspiration - Research Paper Example Keith must have inherited his amazing style and artwork talent from his father who was a cartoonist. The paper will focus more on Keith Haring artwork and its inspirations on the art world. Discussion From his childhood years, Keith was interested in artwork and he grew up making drawings with his dad in Kutztown in Pennsylvania, and was increasingly motivated by popular Disney and Schultz cartoon work. Between 1979 and 78, he went to commercial collage of art in Ivy Professional Art college and gained interest in international artwork and later focused or Fine Art study1. Keith’s art was later witnessed in all public murals, nightclubs, museums and galleries all over the globe and he was famous for his activism in promoting awareness of AIDS. In New York, a home of thriving underground art scene, Keith befriended his fellow artists such as Jean-Mechel and Scarf, both of whom shared his colorful and transgressive graffiti art interest of the streets of the city2. Together with his colleagues organized exhibitions at different locations such as downtown nightclubs where music, art, and fashion combined in an effective mix. Outside the clubs, Keith started utilizing the town as his canvas, and riding the subway he discovered a black rectangular paper of blank advertising panels on wall stations and with a white chalk he started filling the panels with quick, simple picture drawings3. His signature images comprised of dancing images, a crawling baby generating light rays –radiant boy- a dog barking, flying saucer, television heads figures and bigger hearts, these graffiti images drew New York commuters and city authorities attention leading to Keith accusation of vandalism4. He responded to this accusation by highlighting that high art is an increasingly expensive production such that common people, therefore, to neutralize this Pop Shop store allowed ordinary people to afford art items at affordable prices. The shop has since then prospered and expa nded its practices online. Keith later started to apply his globally known imagery to self-supporting paintings and drawings. His art optimism and energy, with its strong lines and shining colors made him popular with great number of audience and in 1981, he started his solo exhibition in Manhattan. In 1983, he began displaying his artwork in galleries such as Tony Shafrazi that would display him in his lifelong career. All through from 1980s, Keith’s work was displayed broadly both internationally and in the US. In addition, in the quest to promote accessibility of his work, he started Pop Shop retail shop in the city of the New York and its neighborhood Soho in 1986 where he exhibited posters, Tshirt other cheap items featuring his signature designs5. Since then, various commercial industries have been established round Keith’s visual aesthetic all over the world with some of the items such as T-shirts, sneakers, cards and jewelry made from Keith artwork, and graffit i school designs. Keith has capitalized on his own image in a manner that painters could not imagine before the mass media age6. As he discovered and developed his style, Keith’s artwork visually fought against increased forms of racism, capitalism, religious, injustice and violence consumption, with focus on the nuclear war threats, environmental destruction, AIDs pandemic

Thursday, October 31, 2019

Changes that have occurred in the last generation with regard to Essay

Changes that have occurred in the last generation with regard to personal and family finances - Essay Example When the man of the house lost his job, the wife would join the workforce, providing the needed income until the man found another job. In instances of divorce the woman, who previously wasn’t working, would get a job to support her kids. A stay at home parent provided the necessary safety net during times of economic distress.Poor saving habit is another danger to the financial stabilities of today's families. If parents with two paychecks saved the second one then this would act as a safety net. With the change in generation, there has also been a significant decline in savings amongst families. Parents are using the additional incomes on extravagant items for their children and themselves. An increased push for housing in decent school districts is responsible for the financial crisis faced by many families at present. This situation is as a result of a loss of confidence of the education system. The government should increase investment in the schools that the middle incom e took their children to. The increased demand for these so-called decent preschools and good colleges lead a rise in their cost. The extra income earned by the woman pays for this. It is a fact that two-income families earn more today than what a family with individual breadwinners used to earn a generation ago. The cost of mortgage, taxes, health insurance and daycare are higher than before. The net effect is that the discretionary income of today's dual-income families is lower than before.